Need an appraisal in Fayetteville or Washington County?
The top 7 reasons AR homeowners call on Boston Mountain Real Estate:
Do you own a house in or near Fayetteville? Do you need help determining the price of your real estate?
We at Boston Mountain Real Estate understand the particular needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value report than yours.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Boston Mountain Real Estate, we're veterans in helping customers just like you get rid of unnecessary PMI insurance.
Challenge Tax Assessment
If you live in a local area that is going down or is not appreciating as much as other houses close by, your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal from Boston Mountain Real Estate is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Boston Mountain Real Estate can help you reinstate your home equity line of credit with efficient appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for preciseness or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Boston Mountain Real Estate offers field reviews where we'll go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your property.